The Orlando metropolitan area had 2,387,138 people living in March 2016. The metropolitan area is the 24th largest within the US. As a result of the population size and tourist attractions, Orlando has a high concentration of public adjusters.
If you have suffered property damage, it is essential to speak with a public adjuster as soon as possible. Orlando public adjusters are experts in insurance claims and can help you get the maximum amount of compensation for your damages.
However, it is essential to choose the right public adjuster for your needs.
This article will discuss the questions you should ask a public adjuster before hiring them to represent your claim.
1) What is Your Level of Experience?
You’ll want to ask the specialist how long they have worked in the industry and handled claims. It will give a good indication of their level of experience.
You’ll also want to ask about their specific experience with claims like yours. Every claim is unique, and the claims specialist should have specific experience handling similar claims.
If you’re working with a larger company, they may have multiple adjusters on staff. Ask if the public adjuster you are working with is the primary adjuster or if they will be working with other adjusters on your claim.
It’s essential to understand the claim’s adjuster role in the claims process and how they work on your claim.
2) What Are Your Charges?
The average public adjuster insurance gross salary in Orlando, Florida, is $70,543.
Claims specialists generally receive a commission of five and fifteen percent of the insurance claim settlement. Some experts charge a fee for their services, generally a percentage of the insurance claim settlement.
Ask about their fees and whether they will be paid from the settlement proceeds. Be sure to get an estimate in writing. The total estimate should include itemizing all services rendered and the total cost.
Some essential services include:
– Review of insurance policy
– Investigation of loss
– Evaluation of damages
– Negotiation with the insurance company
– Preparation and submission of claim documents
Be sure to ask about other services that may be needed, such as help in finding contractors.
3) Can You Give Referrals?
A good adjuster will have a long list of happy clients willing to provide referrals. Ask for these referrals and contact them to get their insights about working with the public adjuster. Check online review sites to see what others say about the public adjuster.
Don’t be afraid to ask around and do your research before hiring an adjuster. They can be a massive help during the insurance claim process, but only if you work with one that’s right for you.
4) What Additional Services Do You Offer?
Some Orlando public adjusters offer additional services such as helping you find a contractor to repair your home or business. Others may have a network of contractors they work with regularly. Ask about any additional services the claims specialist offers and whether they would benefit your particular situation.
A claims specialist in Orlando can be an invaluable asset during the claims process, mainly if your claim is complex or you feel like you’re not getting the attention you deserve from your insurance company.