On many occasions, people take out insurance and completely disregard the maintenance of the home since they think that any damage or breakdown will be covered by the policy. However, all home insurance has several clauses that state that it will not cover or compensate for any damage or loss caused by express negligence of the homeowner.
When we sign up for home insurance, we are obliged to protect, to the best of our ability, the house and to perform proper maintenance. In the same way, we must communicate any type of circumstance that can become a risk. In case of theft, we must take all measures to preserve the objects that have remained. If we violate any of these basic rules, the insurance company will be fully entitled to make a legal claim and will not cover damages.
Caring for the house
There are some basic aspects that we must consider to carry out the maintenance of the home. It will safeguard us from any type of responsibility in case of accidents:
Close the faucets correctly
When you don’t use the water, turn off the tap and check for leaks. If you find any leaks, call for a plumber in Central Coast. Apart from that, check semiannually the electrical and plumbing installations to prevent accidents and tackle possible breakages in time, especially if it is a house some years old. Protect the weak points of the house, especially in case of heavy rains. If you seal the doors, windows, and chimneys you can avoid internal floods that often cause serious damage to furniture.
Hire professionals who perform the maintenance of the home, mainly if it is the electrical system or the gas and water pipes. Performing the work yourself is a cheaper option but in the long run, the problem could get worse.
Check the operation of equipment such as the fridge, the washing machine, the water heater or the dishwasher. These appliances usually have warning signs of failure so you can fix or replace them before they cause much more serious damage.
Caring for the garden, preventing the branches or roots of large trees from growing and damaging the structure of the house or that of our neighbours.
Keep the roof clean, especially in winter when there is heavy snowfall. In this way, you will avoid landslides caused by excessive weight.
In case of unusual spots or strange noises, immediately contact a specialized technician as this could cause serious problems in the water or gas installations.
Heating and Electronics
Clean the heating system and the external drainage channels at least once a year.
Disconnect all electrical equipment from the power if you are away from home for a considerable period of time. In addition, if it is within your possibilities, you can install a home automation system that will allow you to remotely control all the facilities of the house and will notify you of possible failures.
Recycling is one of the best ways to take care of the environment and, let’s face it, it doesn’t take us too much time or too much work. It is best to recycle as a family to teach children to do so and that they can help us.
You can buy special garbage cans or make the separation in bags or boxes. The important thing is that you classify your garbage so that recyclable waste can have a second life.
Throw away old toothbrushes, old plastic containers, plastic cutting boards, and other objects that accumulate bacteria over time. Place plants at home. Not only will they serve as an ornament, but they will improve oxygen, and trap dust and absorb moisture.
Prepare your garden
Self-sufficiency is beneficial for the planet. Have you ever thought about what it would be like to grow your own vegetables at home? Not only would you save money but you would avoid buying food that has been transported with trucks from the other side of the country (or even by plane from another continent).
The effort may seem useless, but if we all had an urban garden, we would surely have an impact on the care of the environment. In addition, vegetables and fruits are much richer fresh from the plant!
Regulate household temperature
Heating and air conditioners have a negative influence on the environment. Avoid placing very high heating in winter and air conditioning at very low temperatures in summer. The use of energy must be rational, as we have already mentioned. The planet and your pocket will thank you!
Make your home healthy
Schedule a general cleaning of the house at least once a week. Keep the televisions out of the rooms. Probably everyone sleeps with a light on their heads and their sleeping hours are not fruitful.
Pay attention to psychological problems. If you are only worried about physical health you will make a serious mistake. Depression, anxiety or stress of both the little ones and the older ones is a serious issue to consider.
We have shared some easy tips to take care of your home. You will see that they are all very simple actions – you just need to be aware of these things and act responsibly.